3.0 hours Disclosure Is Not A Secret – Course Syllabus

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Course Syllabus:

3.0 Elective Hours

The Residential Lead-Based Paint Hazard Reduction Act of 1992 mandates providing information, disclosure, and inspection opportunities in certain transactions involving sales and leases of residential properties built before 1978. In 1994, HUD and EPA jointly proposed regulations that set forth procedures for disclosing the presence of lead-based paint for sales of properties built prior to 1978.

Lead from paint, chips, and dust can pose serious health hazards if not taken care of properly, especially in young children. Many houses and apartments built before 1978 have paint that contains lead (called lead-based paint). In 1991, the Secretary of the U.S. Department of Housing and Urban Development (HUD) characterized lead poisoning as the number one environmental threat to the health of children in the United States.

While lead-based paint is a major source of lead poisoning for children, it can affect adults. Severe lead poisoning can cause irritability, poor muscle coordination, and damage to the kidneys, nerves, and brain.

Current FHA regulations require that a special lead-based paint disclosure form is signed by all parties to a contract with FHA financing BEFORE entering into the contract if the transaction involves a property built prior to 1978.

This course covers the lead-based paint disclosure as well as many other types of disclosures. This course is a must have for the real estate professional.

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