Not On Sale This course is not on sale. If you think this is a mistake, please contact us. Feel free to check out our other courses in Kentucky.
Coupon Filler Image

3.0 hours Fair Housing


 Fair Housing  Course Video Image

Course Syllabus:

Hrs

Requirement

3 3.0 Kentucky Law

Fair housing is a goal of our country. No individual should be denied property rights. Federal and State laws have been written to provide protection to individuals who are members of a class of citizens who are likely to have their rights denied through discriminatory practices. These classes of individuals need to be protected and are referred to as a 'protected class.'Ìâå Real estate agents historically have been considered to be important players in making sure that no individuals are denied their real property rights.

Discrimination is the failure to treat all persons equally. Discrimination is found to have taken place in any situation where no reasonable distinction can be found between people who receive favored treatment and people who do not. Federal laws, state laws and local laws are designed to eliminate discrimination on fair housing.

Instructor: Susan Davis
Author: 14601
Mandatory Seat Timer: Yes
Format: Online
Credit Hours: 3
Required Quiz Grade: 60
Exam Required: Yes (open book)
Number of Exam Questions: 15
Type of Questions: Multiple Choice
Number of Different Exams: 2
Exam Pass Grade: 75%

Exam Retake:
If you fail the exam no credits will be issued. If you fail the exam 3 times, you are required to retake the course. There is no charge to retake the course.

Content Review:
The Table of Contents page within each course will list the lesson titles and the expected time it should take the student to complete.

Kickout Minutes:
15 minutes. We need to receive a keystroke or mouse click from you every 15 minutes in order for your elapsed time to apply to your total time. If your elapsed time is greater than 15 minutes, then your time will not be counted towards your course time.

Availability of Course:
You will have 180 days to complete the course. The State course expiration date will override the account expiration date assigned at the time of purchase. Any expired, unfinished course will be replaced with a current state approved course, and will be available to you until your account expires. The courses can be accessed from any device connected to the internet at any time.

Kentucky Real Estate Commission course approval number: 14601

Course Objective

Understand the Basic Facts about the Federal Fair Housing Act

Define Discrimination in Housing Based on Each Protected Class

Learn What Is Expected for Disability Accommodations or Modifications

Define Any Exemptions to the Federal Fair Housing Act’s Protection.

Consider Acts That Constitute Discrimination

Understand the Americans with Disabilities Act.

Learn about Title I: Employment

Define Title II: State and Local Government Activities (Public Services)

Describe Title III: Public Accommodations

Understand Basic Civil Rights Terms and Definitions

Learn the Federal Laws Governing Mortgage Lending

Learn the Purpose of the Equal Credit Opportunity Act (ECOA)

Define the Fair Credit Reporting Act (FCRA)

Understand What Protections the Real Estate Settlement Procedures Act (RESPA) Provides

Learn the Facts about the Truth in Lending Act (TILA)

Explain the Different Predatory Lending Practices

Learn about Subprime Mortgage Lenders

Explain the Purpose of the Home Ownership and Equity Protection Act (HOEPA)

Understand That REALTORS® Have a Strong Stake in Preventing Abusive Lending