3.0 hours Floods and other Natural Hazards Course Syllabus
3.0 Elective Hours
This course covers the National Flood Insurance Program (NFIP). Upon completion, the licensees will learn the benefits of the National Flood Insurance Program and understand that it is a voluntary program based on a mutual agreement between the federal government and the local community. In exchange for adopting and enforcing a floodplain management ordinance in compliance with federal and state laws, federally backed flood insurance is made available to property owners throughout the community.
One of the other important objectives of the NFIP is to break the cycle of flood damage. Many buildings have been flooded, rebuilt and flooded again. Sometimes this cycle occurs every couple of years, with people rebuilding in the same flood-prone areas, with the same flood-prone construction techniques.
The intention is that by encouraging communities to guide development to lower risk areas and by requiring elevation of new buildings and those that sustain major damage, disaster resistant communities can be created. Older buildings may be removed, replaced, upgraded or modified with techniques that lead to little or no flood damage. Through the land development process, developers can often be encouraged to stay out of high-risk areas.