3.0 hours Personal Safety – Course Syllabus

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Course Syllabus:

3.0 Elective Hours

With enough identifying information about an individual, a criminal can take over that individual's identity to conduct a wide range of crimes such as false applications for loans and credit cards, fraudulent withdrawals from bank accounts, and obtaining other goods or privileges which the criminal might be denied if he were to use his real name.

Criminals can obtain personal information from a lost/stolen wallet or handbag, phishing schemes (phone or email or faxing), obtain access to personal information via government offices, banks, bills, hospitals, clinics, nursing homes, schools, public records, government offices, etc.

Another way the criminal can obtain information is through unsecured mail or documents in the home during a property showing. Property owners should be cautioned to secure financial documents and valuable during a showing. Passports, driver's licenses, Social Security cards, birth certificates, credit card statements, bank statements etc. could all lead to the dissemination of personal information and to identity theft. They should be stored in a safe deposit box or lock box whenever possible.

Approximately 15 million United States residents have their identities used fraudulently each year with financial losses totaling billions of dollars. This equates to about 4.5% of all adults in this county. The actual document the thief uses may be left in the place where the seller originally stored it with just the numbers copied by the thieves to use in identity theft. This course discusses many ways to deter thieves from attempting identity theft.

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