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3.0 hours Fair Housing (CORE)
Course Syllabus:
Hrs |
Requirement |
|
| 3 | 3.0 Core Hours |
Fair housing is a goal of our country. No individual should be denied property rights. Federal and State laws have been written to provide protection to individuals who are members of a class of citizens who are likely to have their rights denied through discriminatory practices. These classes of individuals need to be protected and are referred to as a 'protected class.'Ìâå Real estate agents historically have been considered to be important players in making sure that no individuals are denied their real property rights.
Discrimination is the failure to treat all persons equally. Discrimination is found to have taken place in any situation where no reasonable distinction can be found between people who receive favored treatment and people who do not. Federal laws, state laws and local laws are designed to eliminate discrimination on fair housing.
| Instructor: |
Susan Davis
Coura Gaye-Sow |
|
|---|---|---|
| Author: | RC130226 | |
| Mandatory Seat Timer: | Yes | |
| Format: | Online | |
| Credit Hours: | 3 | |
| Required Quiz Grade: | 60 | |
| Exam Required: | Yes (closed book) | |
| Number of Exam Questions: | 20 | |
| Type of Questions: | Multiple Choice | |
| Number of Different Exams: | 2 | |
| Exam Pass Grade: | 75% | |
|
Exam Retake: |
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Content Review:
The Table of Contents page within each course will list the lesson titles and the expected time it should take the student to complete.
Kickout Minutes:
15 minutes. We need to receive a keystroke or mouse click from you every 15 minutes in order for your elapsed time to apply to your total time. If your elapsed time is greater than 15 minutes, then your time will not be counted towards your course time.
Availability of Course:
You will have 180 days to complete the course. The State course expiration date will override the account expiration date assigned at the time of purchase. Any expired, unfinished course will be replaced with a current state approved course, and will be available to you until your account expires. The courses can be accessed from any device connected to the internet at any time.
Utah Division of Real Estate course approval number: RC130226
Course Objective
Understand the Basic Facts about the Federal Fair Housing Act |
Define Discrimination in Housing Based on Each Protected Class |
Learn What Is Expected for Disability Accommodations or Modifications |
Define Any Exemptions to the Federal Fair Housing Act’s Protection. |
Consider Acts That Constitute Discrimination |
Understand the Americans with Disabilities Act. |
Learn about Title I: Employment |
Define Title II: State and Local Government Activities (Public Services) |
Describe Title III: Public Accommodations |
Understand Basic Civil Rights Terms and Definitions |
Learn the Federal Laws Governing Mortgage Lending |
Learn the Purpose of the Equal Credit Opportunity Act (ECOA) |
Define the Fair Credit Reporting Act (FCRA) |
Understand What Protections the Real Estate Settlement Procedures Act (RESPA) Provides |
Learn the Facts about the Truth in Lending Act (TILA) |
Explain the Different Predatory Lending Practices |
Learn about Subprime Mortgage Lenders |
Explain the Purpose of the Home Ownership and Equity Protection Act (HOEPA) |
Understand That REALTORS® Have a Strong Stake in Preventing Abusive Lending |