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3.0 hours Floods and other Natural Hazards


Floods and other Natural Hazards  Course Video Image

Course Syllabus:

Hrs

Requirement

3 3.0 Required Subject Hours

The licensee will learn the benefits of the National Flood Insurance Program and understand that it is a voluntary program based on a mutual agreement between the federal government and the local community. In exchange for adopting and enforcing a floodplain management ordinance in compliance with federal and state laws, federally backed flood insurance is made available to property owners throughout the community.

This course also brings an understanding of how to read flood maps which delineate the boundaries of flood areas. Nearly 25 percent of all flood claims filed are for structures located within moderate and minimal risk areas so it is important to thoroughly understand how to determine potential hazards.

Instructor: Susan Davis
Coura Gaye-Sow
Author: Susan Davis, CDEI 4634R319
Mandatory Seat Timer: Yes
Format: Online
Credit Hours: 3
Required Quiz Grade: 60
Exam Required: Yes (open book)
Number of Exam Questions: 15
Type of Questions: Multiple Choice
Number of Different Exams: 2
Exam Pass Grade: 80%

Exam Retake:
Unlimited (take the exam until you pass).

Content Review:
The Table of Contents page within each course will list the lesson titles and the expected time it should take the student to complete.

Kickout Minutes:
15 minutes. We need to receive a keystroke or mouse click from you every 15 minutes in order for your elapsed time to apply to your total time. If your elapsed time is greater than 15 minutes, then your time will not be counted towards your course time.

Availability of Course:
You will have 180 days to complete the course. The State course expiration date will override the account expiration date assigned at the time of purchase. Any expired, unfinished course will be replaced with a current state approved course, and will be available to you until your account expires. The courses can be accessed from any device connected to the internet at any time.

South Dakota Real Estate Commission course approval number: 4634R319

Course Objective

Discuss the history of the National Flood Insurance Program - NFIP.

Describe how Homeowner Flood Insurance Affordability Act of 2014 affects homeowners' flood insurance rates.

Identify a property's flood risk.

Explain the administrative structure of the National Flood Insurance Program in relationship to jurisdictional requirements for participation.

Identify and discuss Flood Hazard areas.

Learning Activity: Video

Recognize high-risk flood zones and explain the risks to your buyers as well as requirements of flood insurance in those areas.

Examine and understand flood maps for your area.

Discuss how to recognize the warning signs and potential dangers when natural disasters occur.

Learning Activity: Video

Learning Activity: Video

Explain causes, types and how to identify landslides warnings.

Learning Activity: Video

Describe landslide mitigation and insurance protection.

Discuss earthquakes – causes, effects and possibilities of insurance protection.

List and highlight protective and preventive measures in the event of a hazard.