PA 3.0 hours Floods and other Natural Hazards - Course Syllabus


Course Syllabus:

3.0 Elective Hours

The Homeowner Flood Insurance Affordability Act of 2014 was signed into law on March 21, 2014. This law requires FEMA to designate a Flood Insurance Advocate to advocate for the fair treatment of National Flood Insurance Program policy holders. The Advocate will aid, educate, and assist property owners.

They will educate property owners and policyholders on individual flood risks, flood mitigation, measures to reduce flood insurance rates through effective mitigation, the flood insurance rate map review and amendment process, and any changes in the flood insurance program because of any newly enacted laws.

Flood insurance advocates will assist policy holders and property owners to understand the procedural requirements related to appealing preliminary flood insurance rate maps and implementing measures to mitigate evolving flood risks and assist in the development of regional capacity to respond to individual constituent concerns about flood insurance rate map amendments and revisions. They will also coordinate outreach and education with local officials and community leaders in areas impacted by proposed flood insurance rate map amendments and revisions, and aid potential policy holders in obtaining and verifying accurate and reliable flood insurance rate information when purchasing or renewing a flood insurance policy.

This course reviews the National Flood Insurance Program and the different ways the Homeowner Flood Insurance Affordability Act of 2014 affects homeowners.