NV 3.0 hours Floods and other Natural Hazards - Course Syllabus
3.0 Elective Hours
In a high-risk area, your home is more likely to be damaged by flood than by fire. Yet everyone thinks about homeowner’s insurance when flood insurance is important also. With a better understanding of flood maps, you will be able to help your client when a property may be flood prone. Even if a property isn’t located in a flood zone, if it borders a flood zone flood insurance may be a wise investment.
The Standard Flood Determination Form is used by banks when making, renewing, or purchasing a loan for determining whether flood insurance is required. The form may also be used by insurance agents, property owners, real estate professionals and community officials for flood insurance related activities and flood zone documentation.
The Flood Zone Report order includes an analysis and support from a FEMA Map Specialist or Certified Floodplain Manager, the Current Flood Insurance Rate Map with aerial images, an overlay with FEMA Flood Map and Flood Zone Identification (such as Zone X or Zone A).
When selling or buying a property in or near a flood zone, your client may have questions. Upon course completion, you will be able to examine and understand flood maps in your area and better explain them to your client.