MO 3.0 hours Floods and other Natural Hazards - Course Syllabus


Course Syllabus:

3.0 Elective Hours.

The licensee will learn the benefits of the National Flood Insurance Program and understand that it is a voluntary program based on a mutual agreement between the federal government and the local community. In exchange for adopting and enforcing a floodplain management ordinance in compliance with federal and state laws, federally backed flood insurance is made available to property owners throughout the community.

This course also brings an understanding of how to read flood maps which delineate the boundaries of flood areas. Nearly 25 percent of all flood claims filed are for structures located within moderate and minimal risk areas so it is important to thoroughly understand how to determine potential hazards.

Course Objective

Discuss the history of the National Flood Insurance Program (NFIP).

Describe how the Homeowner Flood Insurance Affordability Act of 2014 affects homeowners' flood insurance rates.

Identify a property's flood risk.

Explain the administrative structure of the National Flood Insurance Program in relationship to jurisdictional requirements for participation.

Identify and discuss Flood Hazard areas.

Learning Activity: Video

Recognize high-risk flood zones and explain the risks to your buyers as well as requirements of flood insurance in those areas.

Examine and understand flood maps in your area.

Discuss how to recognize the warning signs and potential dangers when natural disasters occur.

Learning Activity: Video

Learning Activity: Video

Describe the causes of and types of landslides and how to identify landslide warnings.

Learning Activity: Video

Describe landslide mitigation and insurance protection.

Discuss earthquakes – causes, effects and possibilities of insurance protection.

List and highlight protective and preventive measures in the event of a hazard.