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MI 3.0 hours Fair Housing (M5674; Core Topic) - Course Syllabus

 Fair Housing (M5674; Core Topic)  Course Video Image

Course Syllabus:

3.0 Mandatory Hours.

Fair housing is a goal of our country. No individual should be denied property rights. Federal and State laws have been written to provide protection to individuals who are members of a class of citizens who are likely to have their rights denied through discriminatory practices. These classes of individuals need to be protected and are referred to as a 'protected class.'Ìâå Real estate agents historically have been considered to be important players in making sure that no individuals are denied their real property rights.

Discrimination is the failure to treat all persons equally. Discrimination is found to have taken place in any situation where no reasonable distinction can be found between people who receive favored treatment and people who do not. Federal laws, state laws and local laws are designed to eliminate discrimination on fair housing.

Course Objective

Understand the Basic Facts about the Federal Fair Housing Act

Define Discrimination in Housing Based on Each Protected Class

Learn What Is Expected for Disability Accommodations or Modifications

Define Any Exemptions to the Federal Fair Housing Act’s Protection.

Consider Acts That Constitute Discrimination

Understand the Americans with Disabilities Act.

Learn about Title I: Employment

Define Title II: State and Local Government Activities (Public Services)

Describe Title III: Public Accommodations

Understand Basic Civil Rights Terms and Definitions

Learn the Federal Laws Governing Mortgage Lending

Learn the Purpose of the Equal Credit Opportunity Act (ECOA)

Define the Fair Credit Reporting Act (FCRA)

Understand What Protections the Real Estate Settlement Procedures Act (RESPA) Provides

Learn the Facts about the Truth in Lending Act (TILA)

Explain the Different Predatory Lending Practices

Learn about Subprime Mortgage Lenders

Explain the Purpose of the Home Ownership and Equity Protection Act (HOEPA)

Understand That REALTORS® Have a Strong Stake in Preventing Abusive Lending

Scheduled Outage: July 22, 2017 7:00 - 7:15 EST